Services for Trustees


Discrimination law has caused problems for pension schemes ever since 1990, when schemes were required to ‘equalise’ pensions for men and women, providing them with the same standard retirement age. It took almost 20 years for the courts to clarify requirements and the solution still necessitates careful legal analysis. Since then, there have been further rules on discrimination relating to:

  • disability
  • part-time worker status
  • sexual orientation and marriage/civil partners, and
  • age.

Dealing with discrimination risks requires Trustees to understand a range of issues, from the use of comparators to objective justification, and it can often involve working closely with employers to resolve difficulties. Issues are rarely straightforward, as improving benefits for one group may be discriminatory against another. It is common to find that mistakes have occurred many years ago, resulting in scheme documentation that does not accurately reflect members’ entitlements. ARC Pensions Law can ensure that these issues are navigated in a practical and appropriate manner.

Gender reassignment and the state pension—fair play for all?

The Upper Tribunal allowed the Secretary of State’s appeals against two decisions of the First-tier Tribunal (FTT) concerning the entitlement of the respondents, who had been male at birth but had undergone gender reassignment surgery, to claim their retirement pensions at the state pensionable age for women, even though they did not have a gender recognition certificate under the Gender Recognition Act 2004 (GRA 2004)....

Our vision

is to provide the highest quality, specialist pensions law advice and support for those involved in running workplace pension schemes

Our strategy

is to attract talented, dynamic individuals who share our values and support them in giving their best to our clients

Our values

Teamwork, contribution, integrity and respect
are core to who we are

ARC Pensions Law:

Pension schemes are our workplace,

Pensions law is our focus

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