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Auto Enrolment

The introduction of ‘auto enrolment’ from October 2012 imposed a whole new set of pension requirements, requiring all employers of any size to put employees into a pension scheme and make contributions in respect of them. The requirements, rolling out between 2012 and 2017, covered the largest employers first, with smaller employers – including private individuals – commencing during the later stages. For most employers, it is not the cost of contributions which is challenging so much as the administrative complexity involved.


The team at ARC Pensions Law has been advising on auto enrolment since its inception.  Whether it is to support you in your advice to a client, or to help you understand how auto-enrolment impacts your own firm, we can guide you through the challenges such as:

  • Who should auto enrol? The rules around identifying the relevant employees are very complex and may need to be tailored for each business.
  • How much money can and should be contributed? There are a range of options and we can help you pinpoint what would work best for different make-ups of workforce.
  • Where should the contributions be made? With our help, you can go through the right process and protect against problems from employees objecting to the choice made.
  • What should employees be told? Communications can be the key to successful auto enrolment, and we can provide clear and complete communications that comply with the legal requirements whilst ensuring that employees understand what is happening.

Whether you have been operating pension schemes for years or are a novice in the area, our helpful, pragmatic assistance will ensure that you navigate the auto enrolment requirements effectively and successfully.

Auto enrolment 5 years on

Automatic enrolment as set out in the Pensions Act 2008 (PA 2008) is now largely complete – although it has been a long time coming. Starting in 2012, the final employers will be auto enrolled by February 2018, with contributions rising in April 2018 and 2019 to reach the levels envisaged in the Act (8% in total, of which at least 3% needs to be from the employer). ...

Auto-enrolment compliance under the spotlight

The latest workplace pensions scheme figures indicate that, as of July 2017, more than eight million workers are enrolled by approximately 650,000 employers. With an additional 50,000 schemes on the horizon, it would be easy to think that the automatic-enrolment regime is now fully bedded down and compliance, including for larger employers, re-enrolment, well understood....

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ARC Pensions Law:

Pension schemes are our workplace,

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