Max Ballad

Legal Director


Abigail Cohen



Rosalind Connor



Anna Copestake



Nigel Jones

Senior Associate


Jane Kola



Vikki Massarano



Sarah Miller



Chris Mullen

Managing Partner


Helen Mungeam

Senior Associate


Kate Payne



Anna Rogers

Senior Partner


Jonathan Skelton

Finance Director


Aneliese Sweeney



Robert Walker

Senior Associate


Anne-Marie Winton



Kate Payne


+44 (0)113 467 8791

+44 (0)7971 142 385

Kate has many years of experience advising trustees and employers in relation to all aspects of pensions law.  She has advised them on scheme mergers and benefit changes including closure to new entrants and to further accrual.  Kate has also been involved in a number of liability management exercises to help schemes look more attractive to insurers as well as offering members opportunities to reshape their benefits .

She has also been involved in projects to transfer DC benefits from hybrid schemes to master trusts and more recently Kate has also advised trustees on asset backed funding agreements, LDI investment and buy-ins and buy-outs.

Kate has also worked on multi-jurisdictional corporate transactions and restructurings including for distressed companies. She has also supported central government on significant outsourcing projects including one that resulted in the first private sector provider participating in the Civil Service Pension Scheme.

Kate Payne comments in Pensions Expert on the Railways Pension Scheme Deficit  

 The Work and Pensions Committee has written to the Pensions Regulator over what it called the “staggering, parlous state” of the £25.5bn Railways Pension Scheme. The letter comes on the back of transport contractor Stagecoach’s disqualification from three government rail contracts due to the extent......

Consolidation and how actuaries are pivotal

DWP closed their Consultation on Consolidation of Defined Benefit Pension Schemes on 1 February 2019 and the general thrust of responses to the consultation seems to be that setting the bar too high could mean this market never takes off. A point that has received less attention is that the actuary may have a pivotal role in making transactions happen, and it is a role that may be hard to discharge....

Difficult Decisions

A case that I am familiar with involved a man in his mid-thirties passing away after having filled his EoW, nominating the two children as potential beneficiaries. However, the grandfather then produced paternity proof in relation to a further child from a secret relationship his son had. Given the trustees were required to consider all potential beneficiaries, the third child became a beneficiary under the trust set up for his children....

ARC Pensions Law shortlisted for Pensions Age Awards 2019

ARC Pensions Law is pleased to announce its shortlisting for Pension Law Firm of the Year in the 2019 Pensions Age Awards. ARC has been recognised for its legal expertise and innovation, strategic vision, client case and employee development, demonstrating a new kind of pensions......

GMP equalisation is needed, but it will not be straightforward

The mist has begun to clear from the recent October 2018 High Court judgment in the Lloyds Bank case, relating to equalisation of guaranteed minimum pensions (GMPs). As lawyers digest the clear and lucid 174-page judgement, they are considering the practical future implications for members, trustees and employers in UK pension schemes....

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