ARC Pensions Law’s services include advising on the following:
Delivering benefits
- complying with the legislative and regulatory framework
- queries about benefits and interpretation of trust deeds and rules
- overpayments and underpayments
- authorised and unauthorised payments
- DC issues
- transfer process
- GMP reconciliation
Documentation
- amending trust deeds and rules
- preparing working copies of the documentation governing all generations of leavers
- updating booklets
- reviewing annual reports and accounts
- summary funding statements
Funding and valuations
- negotiations with employers
- legal issues affecting employer covenant
- statutory employer reconciliation
- PPF compliant guarantees, secured contributions and other forms of contingent assets
Governance
- DB and DC governance
- compliance and governance reviews and risk audits
- terms of reference for any delegation of powers
- managing conflicts of interest
Other types of schemes
- unregistered schemes including top-up schemes and overseas schemes
- employers’ auto-enrolment responsibilities
Trustee protection
- advising on trustee protection
- DC investment options
- establishing and maintaining trustee company structures
Member disputes
- resolving internal member disputes
- Pensions Ombudsman complaints
- litigation when there is no alternative
Dealing with third parties
- advising on and negotiating contractual terms under which advisers, administrators and asset managers are appointed
- liaising with the Pensions Regulator
- reviewing annual returns