ARC Pensions Law’s services include advising on the following:


Delivering benefits

  • complying with the legislative and regulatory framework
  • queries about benefits and interpretation of trust deeds and rules
  • overpayments and underpayments
  • authorised and unauthorised payments
  • DC issues
  • transfer process
  • GMP reconciliation



  • amending trust deeds and rules
  • preparing working copies of the documentation governing all generations of leavers
  • updating booklets
  • reviewing annual reports and accounts
  • summary funding statements


Funding and valuations

  • negotiations with employers
  • legal issues affecting employer covenant
  • statutory employer reconciliation
  • PPF compliant guarantees, secured contributions and other forms of contingent assets



  • DB and DC governance
  • compliance and governance reviews and risk audits
  • terms of reference for any delegation of powers
  • managing conflicts of interest


Other types of schemes

  • unregistered schemes including top-up schemes and overseas schemes
  • employers’ auto-enrolment responsibilities


Trustee protection

  • advising on trustee protection
  • DC investment options
  • establishing and maintaining trustee company structures


Member disputes

  • resolving internal member disputes
  • Pensions Ombudsman complaints
  • litigation when there is no alternative


Dealing with third parties

  • advising on and negotiating contractual terms under which advisers, administrators and asset managers are appointed
  • liaising with the Pensions Regulator
  • reviewing annual returns